Spectrum Capital Ltd., is a Bermuda exempted company incorporated with limited liability, and is owned by a Bermuda purpose trust. The Issuer was incorporated under the laws of Bermuda on 18 May 2017 with registration number 52587 and registered office address at Canon’s Court, 22 Victoria Street, Hamilton HM 12, Bermuda. The Notes are exposed to the perils of U.S. named storms, earthquakes, severe thunderstorms, wildfires, winter storms and Canadian earthquakes.