Four Lakes Re Ltd., is a Bermuda exempted company incorporated under the laws of Bermuda on October 22, 2020 and is to be registered as a Special Purpose Insurer in Bermuda. Incorporated in Bermuda as an Exempted Company  Registration Number 5598. Registered Office: Clarendon House, 2 Church Street, Hamilton HM 11, Bermuda. Its issued shares are held pursuant to the terms of the Four Lakes Re Purpose Trust by Conyers Trust Company (Bermuda) Limited as share trustee (the “Share Trustee”). The business of the Issuer will consist solely of the issuance of the Notes under the Program, and the entering into and performance of the Reinsurance Agreements and related agreements and activities as applicable.

Four Lakes Re Ltd., US$100,000,000 Series 2020-1 Class A Principal-at-Risk Variable Rate Notes due January 5, 2024;